<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>DiscoveryFinance.Com &#187; Saving Strategies</title>
	<atom:link href="http://www.discoveryfinance.com/category/banking-budgeting/saving-strategies/feed" rel="self" type="application/rss+xml" />
	<link>http://www.discoveryfinance.com</link>
	<description>Discovering Financial Strategies to Build Multi-Million Dollar Wealth</description>
	<lastBuildDate>Wed, 04 Jan 2012 05:10:26 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
		<item>
		<title>Things You Should NOT Pay for</title>
		<link>http://www.discoveryfinance.com/things-you-should-not-pay-for.html</link>
		<comments>http://www.discoveryfinance.com/things-you-should-not-pay-for.html#comments</comments>
		<pubDate>Wed, 12 Jan 2011 03:59:59 +0000</pubDate>
		<dc:creator>Ryan A. Smith</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[Saving Strategies]]></category>

		<guid isPermaLink="false">http://www.discoveryfinance.com/?p=575</guid>
		<description><![CDATA[Number 1: Bottled Water Why spend more money on bottled water, while tap water straight from home is just as good or sometimes even better petshops ca ? Although tap water is not exactly free (since you do have to pay an annual utility fee to local government for water service), it&#8217;s way cheaper than bottled water. Plus, tap water usually has fluoride which is good for the orlistat buy antibiotics online no prescription teeth, whereas bottled water usually does not. If you insist in spending $2 on a bottle of water, think about spending it on fresh fruits instead; eg, oranges, grapes, water melons which all have high water contents in addition to various good nutrition and vitamins. Number 2: Internet Modems, Routers When you sign up for internet service for as little as 1 year contract, you should be able to get the modem free. If it breaks down, you should also be able to get book com guest prescription propecia sidney site it replaced free. kamagra or vega viagra If not, you should consider switching internet companies. There are so many out there that provide modems free. If you want to set up wireless internet at your [...]]]></description>
		<wfw:commentRss>http://www.discoveryfinance.com/things-you-should-not-pay-for.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Buyers&#8217; Plan (HBP) &#8211; how to maximize this plan</title>
		<link>http://www.discoveryfinance.com/home-buyers-plan-hbp-how-to-maximize-this-plan.html</link>
		<comments>http://www.discoveryfinance.com/home-buyers-plan-hbp-how-to-maximize-this-plan.html#comments</comments>
		<pubDate>Mon, 03 Aug 2009 17:59:46 +0000</pubDate>
		<dc:creator>Ryan A. Smith</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[Family & Home]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Saving Strategies]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[First Home Buyers' Plan]]></category>
		<category><![CDATA[First-time Homebuyers]]></category>
		<category><![CDATA[Home Buyers Plan (HBP)]]></category>
		<category><![CDATA[Registered Retirement Savings Plan (RRSP)]]></category>
		<category><![CDATA[Tax Saving]]></category>

		<guid isPermaLink="false">http://www.discoveryfinance.com/?p=404</guid>
		<description><![CDATA[Before we beg in antibiotics for cystitis buy no prescription this topic, we will briefly discuss how HBP works. Then we will talk about how to maximize this tax-saving strategy toward the end of orlistat drug this article. purchase antibiotics online without a prescription Home Buyers&#8217; Plan (HBP) allows first-time homebuyers to withdraw RRSP to purchase or build a home without having to pay tax on the withdrawal. cialis levitra medication prescription propecia viagra RRSP Withdrawal Limit for HBP Individual: $25,000 Couple: $50,000 The HBP withdrawal limit has increased to $25,000 from $20,000. This applies to withdrawal made after January 27, 2009. amoxil 250 It will allow a couple to withdraw up to $50,000 from their RRSP funds toward the purchase of their first home. orlistat buy This is the first increase in the withdrawal limit since the HBP was introduced in 1992. petshops ca Amounts withdrawn are repayable in installments over a period not exceeding 15 years, starting the second year following the year the withdrawal was made. Eligibility First-time homebuyers are eligible, provided that the home to be purchased or built is the principal place of residence< buy antibiotics no prescription /u>. An individual is generally considered a [...]]]></description>
		<wfw:commentRss>http://www.discoveryfinance.com/home-buyers-plan-hbp-how-to-maximize-this-plan.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBC VISA TFSA Reward &#8211; is this cashback feature worth your points?</title>
		<link>http://www.discoveryfinance.com/rbc-visa-tfsa-reward-is-this-cashback-feature-worth-your-points.html</link>
		<comments>http://www.discoveryfinance.com/rbc-visa-tfsa-reward-is-this-cashback-feature-worth-your-points.html#comments</comments>
		<pubDate>Sun, 05 Jul 2009 07:36:32 +0000</pubDate>
		<dc:creator>Ryan A. Smith</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[Saving Strategies]]></category>
		<category><![CDATA[TFSA]]></category>
		<category><![CDATA[RBC Rewards Visa Card]]></category>
		<category><![CDATA[RBC Rewards Visa Classic]]></category>
		<category><![CDATA[RBC Rewards Visa Gold]]></category>
		<category><![CDATA[RBC Visa Classic II]]></category>
		<category><![CDATA[RBC Visa Classic II Student]]></category>
		<category><![CDATA[RBC Visa Gold Preferred]]></category>
		<category><![CDATA[RBC Visa Platinum Avion]]></category>
		<category><![CDATA[Tax Free Savings Account (TFSA)]]></category>

		<guid isPermaLink="false">http://www.discoveryfinance.com/?p=387</guid>
		<description><![CDATA[Last month, when I received my RBC VISA card antibiotics online no prescription monthly statement, I saw an advertisement about redemption of RBC Rewards points toward TFSA. petshops ca Seems very interesting, but is it worth a try buy dog antibiotics ? I decide to take a close look. kamagra or vega viagra orlistat buy doctor doxycycline effects side book com guest prescription propecia sidney site Here is the advertisement: RBC Rewards points can now be redeemed toward your Tax-Free Savings Account (TFSA). Redemptions start with a minimum of 12,000 points for a $100 RBC Registered Rewards voucher. For each additional 3,000 points you redeem, you will receive an extra $25 in vouchers. Not only do investment earnings grow within the TFSA tax-free, there are multiple investment options and no tax when you withdraw your funds. cialis levitra medication prescription propecia viagra buy antibiotics no prescription Visit www.rbcrewards.com/tfsa to redeem and start saving today. purchase antibiotics online without a prescription antibiotics for cystitis buy no prescription antibiotics to buy online Now let&#8217; s con amoxil 250 sider each of the RBC VISA cards that offer RBC Rewards points. RBC VISA cards with annual fees Earn 1 RBC Rewards point for [...]]]></description>
		<wfw:commentRss>http://www.discoveryfinance.com/rbc-visa-tfsa-reward-is-this-cashback-feature-worth-your-points.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Tips for Effectively Cutting Down Grocery Bills</title>
		<link>http://www.discoveryfinance.com/7-tips-for-effectively-cutting-down-grocery-bills.html</link>
		<comments>http://www.discoveryfinance.com/7-tips-for-effectively-cutting-down-grocery-bills.html#comments</comments>
		<pubDate>Sun, 14 Jun 2009 21:41:41 +0000</pubDate>
		<dc:creator>Ryan A. Smith</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[Family & Home]]></category>
		<category><![CDATA[Saving Strategies]]></category>
		<category><![CDATA[Average Monthly Grocery Bill]]></category>
		<category><![CDATA[Cost of Living]]></category>

		<guid isPermaLink="false">http://www.discoveryfinance.com/?p=351</guid>
		<description><![CDATA[Seven Highly Effective Tips for Savings at Grocery Store Here are a few strategies that I implement every day to reduce my monthly grocery expenses, which include not only the groceries but also expenses for dinning-outs, personal/household hygiene stuff, antibiotics online no prescription and occasionally over-the-counter medication. buy dog antibiotics amoxil 250 Keep track of receipts. cialis levitra medication prescription propecia viagra First and foremost, keep all the receipts and don&#8217;t throw them away. This will allow you to calculate how much you spend on grocery each month on average and provide you a baseline for future monthly comparison. What I always do is to record the expenses using my computer in an excel worksheet where I can manipulate data and compute average easily. Aside from keeping the receipts, be sure to check your receipts for accuracy before walking out of the store. Check weekly flyers for bargains as well as for knowledge! buy antibiotics no prescription where to buy antibiotics online I usually check the flyers from 2 to 3 stores prior to grocery shopping. When I find a good price, I&#8217;ll consider making a trip to the store and stocking up the stuff. If none of the stores [...]]]></description>
		<wfw:commentRss>http://www.discoveryfinance.com/7-tips-for-effectively-cutting-down-grocery-bills.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RRSP &#8211; Maximize Your Retirement Savings</title>
		<link>http://www.discoveryfinance.com/rrsp-maximize-your-retirement-savings.html</link>
		<comments>http://www.discoveryfinance.com/rrsp-maximize-your-retirement-savings.html#comments</comments>
		<pubDate>Fri, 12 Jun 2009 01:23:08 +0000</pubDate>
		<dc:creator>Ryan A. Smith</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[CPP]]></category>
		<category><![CDATA[Investment Strategies]]></category>
		<category><![CDATA[IPP]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[RRSP]]></category>
		<category><![CDATA[Saving Strategies]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[TFSA]]></category>
		<category><![CDATA[Canada Pension Plan (CPP)]]></category>
		<category><![CDATA[Individual Pension Plan (IPP)]]></category>
		<category><![CDATA[Registered Retirement Savings Plan (RRSP)]]></category>
		<category><![CDATA[Tax Free Savings Account (TFSA)]]></category>

		<guid isPermaLink="false">http://www.discoveryfinance.com/?p=239</guid>
		<description><![CDATA[What&#8217;s an RRSP< antibiotics for cystitis buy no prescription /h4> Registered Retirement Savings Plan is a retiremen orlistat drug t plan that you or your spouse where to buy antibiotics online or common-law partner establish and contribute to. orlistat buy cialis levitra medication prescription propecia viagra RRSP contributions are tax-deductible;ie, it can be used to reduce your income tax. RRSP vs CPP Why should I invest in RRSP when I can get CPP (Canada Pension Plan) benefit at retirement? Reason: CPP &#8211; small plan, big potential?! RRSP vs TFSA What are the differences between RRSP and TFSA (Tax-Free Savings Account)? See this article: RRSP vs TFSA. RRSP vs IPP For anyone who has reached their annual RRSP maximum limit and would like to attain more tax-deductible retirement savings than what their RRSP can offer, it is POSSIBLE with IPP option which allows an even more attractive contribution room than RRSP does! amoxil 250 See this article: IPP &#8211; Supersize Your Retirement Savings. RRSP Contribution Deadlines March 1 of the following year is the deadline for contributing to an RRSP for the current tax year; eg, March 1, 2010, is the deadline for 2009 tax year. December 31 of the year [...]]]></description>
		<wfw:commentRss>http://www.discoveryfinance.com/rrsp-maximize-your-retirement-savings.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>

