Each month I put away all my remaining money into some kinds of savings accounts until I need to use it. Instead of locking... »
Credit Cards
RBC VISA TFSA Reward – is this cashback feature worth your points?
Last month, when I received my RBC VISA card monthly statement, I saw an advertisement about redemption of RBC Rewards points toward TFSA. Seems very interesting, but is it worth a try? I decide to take a close look. Here is the advertisement: RBC Rewards points can now be redeemed toward your Tax-Free Savings Account (TFSA).... »
A Simple Debt Management Strategy
I discover this Debt Management video while browsing internet. In my opinion, the advice presented in the video is pretty simple and yet is probably very HARD to do for many people. It will definitely requires some sort of self-discipline or at least delayed timing for purchases. However, if you’re a proactive person, you’ll... »
Top Cash Back Credit Cards
Below is a list of Canadian banks and credit unions that offer cashback credit cards. I’ll update this list on an onging basis. CIBC Dividend VISA Card $0 annual fee; interest rate 19.5% Tier one – 0.25% rebate for net annual purchases up to $1,500 Tier two – 0.50% rebate for net annual purchases from $1,500.01 to $3,000 Tier... »